A: The process is easy, either complete an online application or call one of our loan specialists to discuss programs and answer any questions.
A: Your application will be decisioned within a business day and one of our loan specialists will reach out to you to take you through each step.
A: Yes, a secured home improvement loan can use your equity and increase the value of your home.
A: There are no pre-payment penalties so you can pay off the loan at any time.
A: Checks are made payable to the homeowners and pool contractor according to the draw schedule and mailed to the homeowners after closing.
* APR= annual percentage rate 4.99% APR on a $50,000 loan would result in 60 monthly payments of $945.13. Your loan terms, including APR, may differ based on the loan purpose, amount, term, and your credit profile. Advertised rates and terms are subject to change without notice. All loans subject to credit approval.
**No Closing cost Valid on owner-occupied, 1–4-family residential properties. Property and hazard insurance are required and are the responsibility of the borrower. If an appraisal is needed the customer will be responsible for the fee. If owner title insurance is required the customer is responsible for the owner title insurance premium. ADDITIONAL “NO CLOSING COSTS” PRODUCT DISCLOSURE: “No closing costs” means no: origination fee/points; application fee; flood check fee; credit report fee; mortgage recording fee; abstract update or title search fee; lender title insurance fees; settlement fee; mortgage recording tax.
***15 year balloon loan example: $50,000 loan amount with 6.128% APR would result in 179 payments of $304.62 and 1 payment of $36,110.96.
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